Mrs. Bhadrabala Dhimant Joshi, our Chairperson and Non- Executive Non-Independent Director, enriches the Board with her multifaceted expertise. She holds a B. Pharm. degree from Gujarat University and a Bachelor of Laws degree from South Gujarat University. Her diverse background and extensive knowledge significantly enhance our strategic decision-making. Additionally, she is a respected member of the Approved Advocates panel of Nationalised Banks in Surat.